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Your Finances

Keys to Success

Drive your financial wellbeing forward with insurance benefits, a retirement plan, and more. Discover the resources available to you that can help save money and build security for the future.

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Disability Benefits

At DriveTime, we want to do all we can to help you protect your financial security. That’s why we provide disability benefits, administered by MetLife, to replace a portion of your income if you find yourself unable to work due to injury or illness. 

DriveTime automatically provides short-term disability (STD) insurance through Unum to all benefits-eligible employees at no cost. Benefits will be reduced by other income, including state-mandated STD plans.

  • Benefit: 60% of eligible earnings up to $1,385 per week
  • Elimination period: 14 days
  • Benefit duration: Up to 13 weeks

You can purchase voluntary long-term disability (LTD) insurance through Unum. You can buy up in order to extend the benefit duration.

  • Benefit: 60% of eligible earnings up to $6,000 per month; benefit is tax exempt
  • Elimination period: 90 days
  • Benefit duration: Basic: Lesser of reducing benefit duration or five years; Buy-Up: Social Security normal retirement age